VA Loans

Active U.S. military and veterans: learn more about VA-approved loan programs!

The U.S. Department of Veterans Affairs (VA) guarantees long-term financing for eligible active military and veterans, up to $417,000. VA-guaranteed mortgage loans feature competitive interest rates, flexible financing and more. Our loan officers are well-experienced, licensed and understand the complexity of navigating a mortgage loan—especially government loan programs. MonsterLoans is one of just a handful of companies who are able to facilitate many of the government loan programs, including HARP 2.0, VA and FHA.

Refinance Options

Veterans and active military are offered several options for refinancing an existing loan:

  • Refinance to reduce current interest rate
  • Refinance to reduce terms of loan
  • Refinance to convert ARM to fixed rate
  • Cash out for any reason: home improvements, pay off credit cards, or even pay off an auto loan

Learn more about VA-backed loans—our VA loan specialists are ready and waiting for your call.

MonsterLoans has no excess overlays for veterans—see if your credit score qualifies you to receive up to 100% cash of your home’s value!

Learn more about our refinance and loan process

Get yourself a lower interest rate so you can pay off your house faster! Contact MonsterLoans today and see how we can help you build equity, or help you switch from an adjustable rate to a fixed-rate loan.

Interest Rates Remain at All-Time Lows.

This is a historic time for homeowners to take advantage of refinancing—rates this low won’t last forever!

What goes down comes back up again, too. If you are carrying any balances on high-interest credit cards, need to pay off an auto loan, or get cash in hand for any reason, right now is the time to do it.

When does it make sense to refinance your mortgage loan?

  • If you plan to retire in your home.
  • If you plan to stay in your home for at least 5-10 years.
  • When your loan does NOT have a prepayment penalty.
  • To switch from an adjustable rate to a fixed-rate mortgage.
  • When the financials make sense.

Give MonsterLoans a call today to find out how refinancing your home will save you money and get you where you want to grow.
Check the interest rate on your credit card statements, personal loans, auto loans, college loans, etc. Refinancing could make a huge dent in the amounts you owe!

MonsterLoans Refinance Process

When you contact your Monster Loan specialist we’ll be able to pre-qualify you and help you find out within minutes if a refinance is the right option for you. Our well-connected, monstrous technology systems can render an underwriting decision so quickly, it’s scary!

Getting to Know You

The first step in the refinance process is super-easy: we make contact and get to know your situation. One of our loan specialists will listen to your specific needs, assess which of several loan options may be best to help you, and with the use of leading technology, we will personalize several mortgage options for you in real-time. (Like, in just 10 minutes worth of real-time!)

Count on us to offer the best rates and MONSTROUS options for your needs.

Expedited Service

Our leading-edge technology allows us to pre-qualify you for a loan the same day we speak with you. We’ll provide you with a My Account online center that allows you to track the progress of your loan at any time, 24/7. We provide you secure access to your mortgage documents, and allow you to sign docs digitally! This state-of-the-art technology provides you with added convenience and allows us to close loans in as quickly as 30 days.

Safeguards for Accuracy

MonsterLoans concentrates on mortgage banking and ONLY mortgage banking. This means that we’re able to deliver you a better overall experience than a depository bank which may be focused on multiple financing areas like auto loans, investments and mortgage loans.

Best of all, MonsterLoans houses all of its processors, underwriters, funders and support staff in one centralized location. This allows us to work hand-in-hand with one another to eliminate any mistakes that often occur when other loan lenders work long-distance with various parties involved in transactions.

Attention You Deserve

You deserve personal service with someone you can trust. Our dedicated mortgage professionals are licensed and experienced and abide by stringent mortgage lending ethics including the industry’s “No-Steering Policy”. This means that there are no incentives for anyone at MonsterLoans to steer you toward particular loan options. We have advice you can truly trust.

Beware of lenders who charge high fees, up-front costs and those who ask you to pay for an appraisal without a guarantee—you don’t want to end up paying for an appraisal and not getting a loan.

No-Risk Appraisal Guarantee

Should your loan not close for any reason other than:
You cancel your loan with MonsterLoans, or
The appraised value comes in lower than estimated, we will reimburse you for your appraisal payment—guaranteed! 2

2Reimbursement of appraisal payment will not be honored if the company finds that there is insufficient equity in the property to satisfy approvable loan requirements of information at time of application; or if information is inaccurate and/or cannot be verified.

When you contact your Monster Loan specialist we’ll be able to pre-qualify you and help you find out within minutes the amount of credit you’ll be able to borrow. Our well-connected, monstrous technology systems can render an underwriting decision so quickly, it’s scary!

Getting to Know You

The first step in the pre-approval process is super-easy: we make contact and get to know you. One of our loan specialists will listen to your specific needs, assess which of several loan options may be best to help you, and with the use of leading technology, we will personalize several mortgage options for you in real-time. (Like, in just 10 minutes worth of real-time!)

Count on us to offer the best rates and MONSTROUS options for your needs.

Expedited Service

Our leading-edge technology allows us to pre-qualify you for a loan the same day we speak with you. We’ll provide you with a My Account online center that allows you to track the progress of your loan at any time, 24/7. We provide you secure access to your mortgage documents, and allow you to sign docs digitally! This state-of-the-art technology provides you with added convenience and allows us to close loans in as quickly as 30 days.

Safeguards for Accuracy

MonsterLoans concentrates on mortgage banking and ONLY mortgage banking. This means that we’re able to deliver you a better overall experience than a depository bank which may be focused on multiple financing areas like auto loans, investments and mortgage loans.

Best of all, MonsterLoans houses all of its processors, underwriters, funders and support staff in one centralized location. This allows us to work hand-in-hand with one another to eliminate any mistakes that often occur when other loan lenders work long-distance with various parties involved in transactions.

Attention You Deserve

You deserve personal service with someone you can trust. Our dedicated mortgage professionals are licensed and experienced and abide by stringent mortgage lending ethics including the industry’s “No-Steering Policy”. This means that there are no incentives for anyone at MonsterLoans to steer you toward particular loan options. We have advice you can truly trust.

Partner with MonsterLoans and we’ll be by your side every step of the way. Read below what our clients have to say about their MonsterLoans experience!