Category Archives: Cash-Out


Why Should You Cash-Out?

By | Cash-Out, Monster News, VA Loans | No Comments


One of the fastest-growing refinancing methods in the country today is the Cash-Out refinance. By cashing-out, homeowners have the ability to benefit from the equity they’ve built through rising prices of homes. In fact, according to Freddie Mac, the amount of homeowners who have refinanced via a cash-out has more than doubled over the past year.

But not all options fit every homeowner, so why should you cash-out?

First and foremost, the most obvious reason – TO GET SOME CASH! Looking to make some upgrades to your property? Pay off credit card debt or a car loan? Or just looking for some cash to go on vacation with your family? The cash-out option can help you accomplish any of these goals. Imagine being able to refinance and then get the cash you need to upgrade your home and shoot the value through the roof?

There’s a reason the cash-out method has become so popular!

For VA members, the Cash-Out option allows you to refinance a non-VA loan into a VA loan, which the VA will guarantee for up to 100% value of your home. Because the VA guarantees at least a portion of your loan, private lenders such as banks and mortgage companies will provide you with more favorable terms.

Any homeowner considering a refinance on their home should definitely take a look at the Cash-Out option. For more information, contact MonsterLoans and one of our representatives will be more than happy to lay your options out for you.

About MonsterLoans

MonsterLoans is a privately-owned mortgage lender based out of Irvine, CA. Founded in 2003, MonsterLoans is the premier national mortgage lender specializing in VA, FHA, Harp, Fixed, ARM and Jumbo loans. With all services centralized under one roof, MonsterLoans is able to provide precise and specialized attention to every client, ensuring the best loan possible for each specific situation. At MonsterLoans, we depend on your loyalty and satisfaction, and our mission is to never let you down. For more information, please visit


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