About MonsterLoans

We set ourselves apart from the rest. MonsterLoans is the premier national mortgage lender specializing in today’s home loans: Fixed, ARM, Jumbo, VA, FHA and Harp. We provide specialized attention to every client, so that we secure the best loan possible for their situation, no matter how complex. Best of all, our services are centralized under one roof, from processing, to underwriting, to funding, which eliminates risk for miscommunication or delays.

MonsterLoans is a leader in the finance industry—we’re determined, strong, approachable and the easiest partner you’ll work with during the lending process. Our numerous product offerings and exceptional, capable staff help us meet the needs of clients in a way that is unparalleled in this industry. Let MonsterLoans be your friendly guide through fearless finance!

Who We Are

First off, we are all about being REAL. With numerous lenders out there, we know it’s hard to choose the right one to help you get things done. That’s why we offer three IRON-CLAD, money-back guarantees so that you don’t have to spend time worrying about the “what-ifs” when it comes to financing. After spending over 45 cumulative years in the business, we know that the mortgage process can be frightening for many. At MonsterLoans, we simplify the process, get your loan financed, and help you every step of the way. Trust in MonsterLoans and find out what it’s like to be surrounded by our fearless force of financial allies!

MonsterLoans is a privately-owned Mortgage Lender, founded in 2003. Based in Irvine, CA, the company offers conventional Fannie Mae, Freddie Mac and Ginnie Mae-insured government FHA and VA loan products.

Our Values

integrity

MonsterLoans is a national organization of diverse people, comprised of highly motivated, totally accountable individuals unified in our vision and actions. Every action is an opportunity to demonstrate our shared integrity. We live up to our values. We do not tolerate unethical behavior and we support each other by doing what’s right.

equality

We recognize that our people, culture, and clients contribute equal parts to our success. Our staff is our greatest asset. We are committed to developing and growing employees at all levels in order to drive business results. We want to ensure we have the best people in every role. Because our customers expect great service and convenience each time they finance with MonsterLoans, we are committed to delivering an experience that exceeds our customers’ high expectations.

fairness

We strive to improve the lives of our people and the communities in which we do business. We respect people and embrace diversity. We give back to the community and we are socially and environmentally responsible, corporate citizens.

simplicity

We are committed to helping our clients achieve the American dream, one mortgage at a time. MonsterLoans offers the most innovative technology to smoothly support dependable loan closings. We believe that each loan we receive isn’t just a transaction, but an opportunity to make every client satisfied with their experience.

Our Beliefs

practices

Our integrity and commitment to our client is of utmost importance. Our mission is to never let you down. Lending in today’s environment must be done with complete knowledge, and as such, our decisions are guided by facts rather than emotion. MonsterLoans’ lifeblood is our customers and without you, there is no us. We depend on your loyalty and satisfaction.

tech

State-of-the-art automated processes, status notifications, and loan tracking make your loan experience with MonsterLoans a breeze. Our exclusive technology platform is often credited as the reason we rise above the competition. As a technology-enabled enterprise, we drive innovation in order to grow and prevent others from copying our success.

green

The mortgage operations staff at MonsterLoans uses a state-of-the-art paperless technology which networks all departments from application through funding. The company digitally retains all paperwork and does not use paper except at the signing table with the borrower. All documents are shredded and the raw paper recycled to keep the process as environmentally friendly as possible. (Not to mention faster and more efficient!)

Why MonsterLoans?

We set ourselves apart from the rest. MonsterLoans is not just another lender—we’re the premier national mortgage lender specializing in today’s home loans: Fixed, ARM, Jumbo, VA, FHA and Harp. We provide specialized attention to every client, so that we secure the best loan possible for their situation, no matter how complex. Best of all, our services are centralized under one roof, from processing, to underwriting to funding, which eliminates risk for miscommunication or delays.

MonsterLoans is a leader in the finance industry—we’re determined, strong, approachable and the easiest partner you’ll work with during the lending process. Our numerous product offerings, and capable staff help us meet the needs of clients both big and small. MonsterLoans takes the fear out of financing!

Your Friends in Finance

MonsterLoans has strategically recruited seasoned mortgage staff from across the country to bring their local market expertise to our family:

Tom Chou President/CEO

MonsterLoans began with an innovative idea: Thomas Chou believed that the power of information, technology and great people could be combined to bring better financial products directly to consumers. He founded MonsterLoans in 2003, leading a team of high-performance loan officers as they help clients refinance loans, consolidate debts and complete home purchases via state-of-the-art technological processes. Thomas is a licensed Realtor with an impressive background in electrical and computer engineering.

Mailing Address:

MonsterLoans

25391 Commercentre Drive Suite 200,  Lake Forest, CA 92630